·Chris Torek
medicine forum beginner
Joined: 16 May 2005
Posts: 1
|
 Posted: Mon May 16, 2005 12:34 am Post subject:
My family's credit score .
|
|
|
| Quote: | In article
wrote:
... We scored a 759 out of 850. This has us puzzled. Just what
does one have to do to get 800???
"Chris Torek"
wrote in message
news:d5jo9p026n6@news3.newsguy.com...
Anything above 740 or so is effectively "perfect".
|
Actually, I looked this up just now, and most lenders seem to use
720 or so as the "perfect" level (even though Fair Isaac's FICO
scores do go to 850).
| Quote: | Having a higher limit on the credit cards (with less money out on
it) improves the score.
|
In article
karl
wrote:
| Quote: | Just the opposite. CC's are good for initially establishing a good credit
history. But, having a lot of unsecured credit hurts your score.
|
That may be the case with some scorers, but Fair Isaac's FICO uses
a "percent of limit" number. See, e.g.,
..
--
In-Real-Life: Chris Torek, Wind River Systems
Salt Lake City, UT, USA (40°39.22'N, 111°50.29'W) +1 801 277 2603
email: forget about it http://web.torek.net/torek/index.html
Reading email is like searching for food in the garbage, thanks to spammers. |
|
FAQ
Search
Memberlist
Usergroups
Register
Profile
Log in to check your private messages
Log in
Forum index
»
Medicine forums
»
nutrition
